Why Insurance for Your Phone Is Worth It
Total Equipment Coverage saves you money and headache if you lose or damage your device.
Whether you drop your phone while repairing your roof, accidentally microwave it with your breakfast or use it to catch a foul ball at a baseball game, accidents happen. According to a survey conducted by Asurion, approximately one in six people have had an incident with their mobile phone in the past 12 months.
Frequently replacing your smartphone can get expensive. If you’re still in your contract term, you could end up paying full retail price, which is significantly more than the price you paid when you signed up for your service. Total Equipment Coverage can ease your mind and take away the burden of shelling out up to $600 for a new phone when yours falls into the toilet.
Angie Wonders of Greensboro, N.C., was grateful for the Extended Warranty that’s part of Total Equipment Coverage. She recently had to replace her son’s Android phone when his power button stopped engaging and the speakers blew out. “My family no longer uses a landline,” says Wonders. “Cell phones are all we have to communicate with each other. It is certainly worth the few extra dollars a month in insurance over a $500 replacement cost for a new phone.”
Protect your phone from damage
The best offense is a good defense, so check out some of these tips for protecting that device you’ve come to depend on:
- Buy a waterproof case.
- Prevent scratches or cracking with a protective cell phone cover like an OtterBox Defender Series® Rugged Case.
- Use a screen protector to keep your glass from getting scratched.
Don’t lose your phone
About 30 million cell phones are lost each year in the U.S. Here’s how to prevent it from happening to you:
- Regularly check for your phone before leaving your location.
- Always keep your phone in the same place.
- Don’t put your phone in your shirt pocket (that’s how so many end up in the toilet).
- Put an ID label on your phone in case you do misplace it.
All-in-one protection: Total Equipment Coverage
With Total Equipment Coverage, which includes Asurion Wireless Phone Protection and Extended Warranty, losing or damaging your Verizon phone doesn’t have to be a traumatic experience. For a low monthly fee, you protect your phone in case of loss, theft, damage or manufacturer’s defect after the warranty has expired. Be sure to sign up for this service during the enrollment period—when you buy a new device or within 30 days after the purchase date.
Tara Titcombe agrees that having insurance is well worth the small cost. She had a frightening experience only three days after moving to Phoenix, Ariz. “I had my purse stolen with everything in it, including my phone,” says Titcombe. Her mom, as the account owner, called Verizon and filed the claim; Titcombe had a replacement phone within three days. “It was incredibly helpful to have my phone back and be able to talk to my family and friends a country away during that rough time,” she says. “I’ll be sure to always have insurance on my phone.”
To enroll in Total Equipment Coverage, visit your nearest Verizon Wireless store or call 1.800.922.0204.
This article was written by an author contracted by Verizon’s Insider's Guide to provide helpful information on wireless technology. The thoughts, opinions and suggestions of the author may not necessarily reflect those of Verizon Wireless.